https://www.iqmoney.co.uk https://www.iqmoney.co.uk/budget-2026-what-it-means-for-smes Budget 2026 left corporation tax, dividends and employer NI alone but halved BADR, cut capital allowances and raised savings tax. What it means for SMEs. Thu, 29 Oct 2026 09:31:08 GMT https://www.iqmoney.co.uk/budget-2026-what-it-means-for-smes insurance thumbnail main image https://www.iqmoney.co.uk/relevant-life-insurance-limited-company-directors How relevant life insurance lets a UK company pay for a director’s life cover, what it saves against salary or dividends at 2026/27 rates, and the rules. Thu, 22 Oct 2026 12:08:55 GMT https://www.iqmoney.co.uk/relevant-life-insurance-limited-company-directors insurance thumbnail main image https://www.iqmoney.co.uk/which-business-debt-to-pay-off-first How a UK small business should rank its debts, from overdrafts and cards to loans, director loans and HMRC. What each costs in pounds and what to clear first. Thu, 08 Oct 2026 14:56:29 GMT https://www.iqmoney.co.uk/which-business-debt-to-pay-off-first limited,debt thumbnail main image https://www.iqmoney.co.uk/labour-government-small-business-tax Every Labour tax change affecting UK small businesses: employer NI, dividend tax, minimum wage, selling a business, inheritance tax. Updated Oct 2026. Thu, 08 Oct 2026 13:25:00 GMT https://www.iqmoney.co.uk/labour-government-small-business-tax bank,rates,bank of englad thumbnail main image https://www.iqmoney.co.uk/bank-of-england-base-rate-small-business What the Bank of England base rate means for UK small businesses: loans, late payments, HMRC interest and savings. Now 3.75%. Updated Oct 2026. Thu, 01 Oct 2026 12:26:19 GMT https://www.iqmoney.co.uk/bank-of-england-base-rate-small-business bank,rates thumbnail main image https://www.iqmoney.co.uk/business-savings-accounts-limited-company How business savings accounts work for UK limited companies: easy access, notice and fixed, tax on the interest and the £120,000 FSCS limit. Thu, 17 Sep 2026 13:08:19 GMT https://www.iqmoney.co.uk/business-savings-accounts-limited-company limited,savings thumbnail main image https://www.iqmoney.co.uk/is-your-money-safe-in-a-business-banking-app Is your business money protected? See whether your banking app is a bank or an e-money firm, what the FSCS covers and how to check your provider. Thu, 10 Sep 2026 15:10:26 GMT https://www.iqmoney.co.uk/is-your-money-safe-in-a-business-banking-app app,banking app,limited thumbnail main image https://www.iqmoney.co.uk/business-bank-account-fees-limited-company What a business bank account costs a UK limited company each year in fees, card charges and interest, with a worked example and what to check before switching. Thu, 03 Sep 2026 13:26:14 GMT https://www.iqmoney.co.uk/business-bank-account-fees-limited-company limited,savings thumbnail main image https://www.iqmoney.co.uk/company-bank-account-signatories-and-approvals How signatories, mandates and two-person approval work on a UK limited company bank account, and what to do when a director joins, leaves or disagrees. Thu, 27 Aug 2026 13:59:52 GMT https://www.iqmoney.co.uk/company-bank-account-signatories-and-approvals signatories,bank account,limited thumbnail main image https://www.iqmoney.co.uk/business-cash-reserve-how-many-months How many months of costs a UK small business should hold in cash, how to work out your own figure, and where to keep the reserve. Worked example included. Thu, 27 Aug 2026 13:45:01 GMT https://www.iqmoney.co.uk/business-cash-reserve-how-many-months limited,reserve,savings thumbnail main image https://www.iqmoney.co.uk/company-cash-savings-dividend-or-pension What £50,000 of company cash is worth after tax if you save it, pay it out as a dividend or put it in a pension. 2026/27 rates and worked examples. Thu, 13 Aug 2026 12:48:08 GMT https://www.iqmoney.co.uk/company-cash-savings-dividend-or-pension bank,rates,dividends thumbnail main image https://www.iqmoney.co.uk/documents-to-open-limited-company-bank-account The ID, proof of address and company details a UK limited company needs to open a business bank account, and what to do if the application is declined. Thu, 06 Aug 2026 14:07:43 GMT https://www.iqmoney.co.uk/documents-to-open-limited-company-bank-account bank account,limited thumbnail main image https://www.iqmoney.co.uk/pay-overseas-supplier-uk-small-business What it costs a UK small business to pay an overseas supplier, how exchange rate margins work, how to compare providers and how to avoid payment fraud. Thu, 30 Jul 2026 14:19:13 GMT https://www.iqmoney.co.uk/pay-overseas-supplier-uk-small-business limited,supplier,payments thumbnail main image https://www.iqmoney.co.uk/sole-trader-savings-interest-tax How savings interest is taxed for a UK sole trader: the Personal Savings Allowance, the starting rate, ISAs and what goes on Self Assessment. Thu, 02 Jul 2026 14:41:00 GMT https://www.iqmoney.co.uk/sole-trader-savings-interest-tax limited,supplier thumbnail main image https://www.iqmoney.co.uk/do-you-need-a-business-bank-account A limited company must have a business bank account. A sole trader does not have to. See what the rules say and how to keep money apart. Thu, 11 Jun 2026 15:16:23 GMT https://www.iqmoney.co.uk/do-you-need-a-business-bank-account app,business bank,banking app,limited thumbnail main image