Privacy Policy

Last updated: 23 August 2024 


At IQ Money Site (the "Website"), we are committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, and disclose your personal data when you visit our Website or use our services, in compliance with the UK General Data Protection Regulation (GDPR) and the Data Protection Act 2018.


By using the Website, you consent to the data practices described in this Privacy Policy.



1. Information We Collect

We may collect and process the following types of personal data:

  • Personal Identification Information: such as your name, email address, and any other contact details you provide when subscribing to our newsletter, contacting us, or interacting with our Website.
  • Technical Data: such as your IP address, browser type, and version, time zone settings, operating system, and platform, and other technology on the devices you use to access the Website.
  • Usage Data: information about how you use our Website, such as browsing actions and patterns, page views, referral links, and interactions with content.
  • Marketing and Communications Data: your preferences in receiving marketing from us and your communication preferences.



2. How We Collect Your Data

We collect data in the following ways:

  • Direct interactions: You may provide personal data when you fill out forms on our Website, subscribe to our newsletter, leave comments, or contact us via email.
  • Automated technologies or interactions: As you interact with our Website, we may automatically collect Technical Data using cookies, server logs, and other similar technologies.



3. How We Use Your Data

We may use your personal data for the following purposes:

  • To provide, operate, and maintain our Website.
  • To improve, personalise, and expand our Website and services.
  • To manage and respond to enquiries, requests, or feedback you submit.
  • To send newsletters or marketing materials, if you have opted in to receive them.
  • To analyse and monitor the usage of our Website to ensure its functionality and security.
  • To comply with our legal obligations, such as maintaining records for tax and regulatory purposes.



4. Legal Basis for Processing Your Data

We process your personal data in compliance with the GDPR, relying on one or more of the following legal bases:

  • Consent: Where you have given clear consent for us to process your personal data for specific purposes (e.g. subscribing to our newsletter).
  • Contractual Necessity: Where the processing of your data is necessary for the performance of a contract with you, or to take steps at your request before entering into a contract.
  • Legitimate Interests: Where it is in our legitimate interests to process your data (e.g. to improve our Website, detect fraud, or for direct marketing) and your interests and fundamental rights do not override those interests.
  • Legal Obligation: Where we are required to comply with a legal or regulatory obligation.



5. Disclosure of Your Data
We do not sell, trade, or otherwise transfer your personal data to third parties, except as outlined below:

  • Service Providers: We may share your data with trusted third-party service providers who assist us in operating our Website, conducting our business, or servicing you, as long as those parties agree to keep your data confidential.
  • Legal Requirements: We may disclose your data to comply with any applicable law, regulation, legal process, or governmental request.



6. International Transfers
Your personal data may be transferred to and processed in countries outside of the UK or European Economic Area (EEA). If this occurs, we will ensure that appropriate safeguards are in place to protect your data, in accordance with the GDPR.


7. Data Security
We are committed to ensuring that your information is secure. We have implemented appropriate technical and organisational measures to protect your personal data from unauthorised access, use, alteration, or disclosure.

However, please note that no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee its absolute security.


8. Data Retention
We will retain your personal data only for as long as necessary to fulfil the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements.


To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the data, the potential risk of harm from unauthorised use or disclosure, and the purposes for which we process it.



9. Your Data Protection Rights
Under the UK GDPR, you have certain rights regarding your personal data:

  • Right to Access: You have the right to request a copy of the personal data we hold about you.
  • Right to Rectification: You have the right to request that we correct any inaccurate or incomplete data.
  • Right to Erasure: You have the right to request the deletion of your personal data under certain circumstances.
  • Right to Restrict Processing: You have the right to request that we limit the processing of your data in specific cases.
  • Right to Data Portability: You have the right to receive your personal data in a structured, commonly used, and machine-readable format.
  • Right to Object: You have the right to object to the processing of your personal data where we are relying on legitimate interests as our legal basis.
  • Right to Withdraw Consent: If we are processing your personal data based on your consent, you have the right to withdraw your consent at any time.


To exercise any of these rights, please contact us using the details provided in the “Contact Us” section below.



10. Cookies
Our Website uses cookies to enhance your browsing experience. Cookies are small files placed on your device that help us analyse web traffic or remember your preferences.


You can control the use of cookies through your browser settings. Please note that disabling cookies may affect the functionality of the Website.



11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any significant changes by posting the updated policy on this page and updating the “Last updated” date at the top of this policy.


We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your personal data.


12. Contact Us
If you have any questions about this Privacy Policy or our data practices, please get in touch.