Woman reviewing papers at a desk with a laptop and coffee mug in a bright home office
By IQ Money • October 8, 2026
Every Labour tax change affecting UK small businesses: employer NI, dividend tax, minimum wage, selling a business, inheritance tax. Updated Oct 2026.
Man in suit looking up at a historic building and clock tower under a British flag
By Vita Martin • October 8, 2026
What £50,000 of company cash is worth after tax if you save it, pay it out as a dividend or put it in a pension. 2026/27 rates and worked examples.
Bank meeting with two people discussing documents across a desk in a modern office
October 1, 2026
What the Bank of England base rate means for UK small businesses: loans, late payments, HMRC interest and savings. Now 3.75%. Updated Oct 2026.
Person reviewing papers at a desk with a laptop in a bright office
September 17, 2026
How business savings accounts work for UK limited companies: easy access, notice and fixed, tax on the interest and the £120,000 FSCS limit.
Desk with open planner, eyeglasses, coffee, pens, and notebook on a wooden table.
September 3, 2026
What a business bank account costs a UK limited company each year in fees, card charges and interest, with a worked example and what to check before switching.
Two vintage brass keys on a black tray with an orange ribbon on a beige fabric background
August 27, 2026
How signatories, mandates and two-person approval work on a UK limited company bank account, and what to do when a director joins, leaves or disagrees.
Notebook and laptop on a wooden desk by a window with a plant and coffee mug
August 27, 2026
How many months of costs a UK small business should hold in cash, how to work out your own figure, and where to keep the reserve. Worked example included.
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August 6, 2026
The ID, proof of address and company details a UK limited company needs to open a business bank account, and what to do if the application is declined.
Aerial view of stacked shipping containers beside calm water at dusk, lit by warm dock lights
July 30, 2026
What it costs a UK small business to pay an overseas supplier, how exchange rate margins work, how to compare providers and how to avoid payment fraud.